We know that sometimes you need or want a new kitchen but don't have the funds available straight away. Our Buy Now Pay Later* offer allows you to pay for your kitchen up to 9 months after the purchase - perfect if your money is tied up in an ISA or if you have just finished paying for other renovation work.
Repay the finance* within 9 months and you pay no interest, only a £29 settlement fee. E.g. borrow £10,000 and you pay back £10,029.
The 9 months starts from the date of installation and you will be notified of the exact payment date in writing once installation is complete. The lender will also send you a reminder before the due date.
Visit our showroom and talk to your personal designer today to find out more about how we can make your dream kitchen a reality.
If the full amount of credit is not paid back within the 9 months then you will begin making fixed monthly payments by Direct Debit over a period of 120 months at a deferred interest rate of 11.9% APR (interest will have accrued over the 9 months and will be added on).
Representative Example:
Cash Price: £15,000
Deposit: £1,000
Total Amount of Credit: £14,000
Rate of Interest: 7.5% p.a. fixed
APR: 11.9% Representative
Duration of Agreement: 129 months (inc. 9 month deferral period)
Monthly repayments: 120 x £210.36
Total Amount Payable: £26,243.20
Early Settlement Fee: £29 (during deferral period)
*Credit is subject to status and affordability. Terms and conditions apply. System Six Kitchens Limited, 3-4 Christow Road, Marsh Barton Trading Estate, Exeter, EX2 8Q (Register no. 667906) is a credit broker and is authorised and regulated by the Financial Conduct Authority. Credit provided by Hitachi Personal Finance, a trading style of Hitachi Capital (UK) PLC, authorised and regulated by the Financial Conduct Authority (Register no. 704348).