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FINANCE
At System Six Kitchens, we give you the choice to pay for your furniture up front or to use our kitchen finance options. Find out more below.
BUY NOW PAY LATER
19.9% APR Representative
Defer payment of your kitchen by using our Buy Now Pay Later* finance offer. This allows you to pay for your kitchen up to 6 months after installation.
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4 Months Buy Now Pay Later, for orders up to £34,999.99 inc VAT
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6 Months Buy Now Pay Later, for orders of £35,000.00 inc VAT and above
Repay the finance* within the deferred period and you pay no interest, only a £29 settlement fee. E.g. borrow £25,000 and you pay back £25,029. The deferred period starts from the date of delivery and you will be notified of the exact payment date in writing once delivery has been made. The lender will also send you a reminder before the due date.
Visit our showroom and talk to your personal designer today to find out more.
THE DETAILS
If the full amount of credit is not paid back within the 6 months then you will begin making fixed monthly payments by Direct Debit over a period of 120 months at a deferred interest rate of 12.9% APR (interest will have accrued over the deferred period – 4-6 months - and will be added on). Full details available on application.
Representative Example:
- | Buy Now Pay 4 Months Later | Buy Now Pay 6 Months Later |
|---|---|---|
Minimum Spend | £5,000.00 | £35,000.00 |
Maximum Spend | £34,999.99 | £50,000.00 |
Example Amount | £20,000.00 | £35,000.00 |
Deposit (25%) | £5,000.00 | £8,750.00 |
Total amount of Credit | £15,000.00 | £26,250.00 |
Interest rate (fixed PA) | 12.9% | 12.9% |
Representative APR | 12.9% | 12.9% |
Duration of Agreement | 124 months (Inc 4 month deferral period) | 126 months (Inc 4 month deferral period) |
Monthly repayments |  £223.56 | £616.87 |
Total Amount Payable | £31,827.20 | £45,762.20 |
Early Settlement Fee | £29 (during deferral period) | £29 (during deferral period) |
Minimum Spend = £5,000. Minimum Deposit = 25%. Maximum Order Value = £50,000. Fitting costs cannot be included in finance agreement. Deferral period starts from the date of delivery.
Credit is subject to status and affordability. Terms & Conditions Apply. System 6 Kitchens Limited, 3-4 Christow Road, Marsh Barton Trading Estate, Exeter EX2 8QP FCA register no. 667906, trading as System 6 Kitchens Limited is a credit broker, not the lender and is authorised and regulated by the Financial Conduct Authority. Credit is provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC. Authorised and Regulated by the Financial Conduct Authority.
